Kiraan CIMB

CIMB 

✅ Kiraan DSR :

Gaji kasar

- Bawah RM 3000 = 65%

- RM 3000 - RM 7999 = 75%

- Atas RM 8000 = 85%

✅ Kadar interest rate :

- Bawah RM 200k = 5.25%

- RM 200k - RM 350k = 4.95%

- RM 350k - RM 500k = 4.75%

- Atas RM 500k = 4.50%

✅ ASB loan

- Komitmen dikira scra bulanan

- Dividen : Jumlah dividen / 12 bln (jika loan sudah lebih setahun)

✅ Perjanjian Sewaan

- Diambil kira slps 3 bln dimatikan setem

- 100% dari nilai sewaan

✅ Kelebihan CIMB

- Kiraan DSR yg tinggi

- Income tax no compulsory

- Pembiayaan islamic

- Interest rate rendah

- MRTT + Legal fee dicover dlm pinjaman

- Sesuai utk bisnes owner/bisnes online/commision earner